Default Management
In today’s fast-moving lending environment, exceptional loss mitigation strategies are only as strong as the processes behind them. At Usher Technologies Private Limited, our Business Process Services (BPS) team strengthens every step of the loan lifecycle driving process support, optimization, and execution across performing and non-performing assets. Our goal: reduce loss, improve control, and maximize productivity while maintaining the highest levels of compliance.
Leveraging Analytics & AI
We harness the power of advanced analytics, AI, and machine learning to bring you actionable portfolio insights. Our intelligent loan analytics platform provides:- Risk Monitoring & Forecasting – Spot early warning signs of default.
- Data Normalization – Close data gaps and resolve integrity issues.
- Portfolio Surveillance – Track performance and identify opportunities in real time.
Beyond the Individual Asset
Our platform integrates origination, servicing, default operations, consulting, and advisory services with expert business process support and quality control. This full-spectrum approach ensures seamless portfolio management whether you’re handling a single loan or an entire book of business.Flexible Cost Structures
Every institution has unique operational needs. We provide a variable cost model that allows you to scale operations up or down as volumes change delivering cost efficiency without sacrificing quality or compliance.End-to-End Default Management Solutions
Loss Mitigation Prevent losses before they occur. Our loss mitigation solutions help you identify imminent defaults, manage high-volume pipelines, and reduce portfolio losses through:- Sending regulatory notices and loss mitigation packages
- Managing file intake and pipeline tracking
- Preparing pre-decision analysis for loan modifications
- Monitoring trial performance and escalation to final modification
- Handling modification documentation
- Managing pre-foreclosure processes and strategy positioning